Cookie Policy

Last updated: 9/18/2025

1. Introduction

Fine Budget LLC ("we," "our," or "us") uses cookies and similar tracking technologies on our website and services. This Cookie Policy explains what cookies are, how we use them, and your choices regarding their use.

By using our website, you consent to our use of cookies in accordance with this policy. You can manage your cookie preferences at any time as described below.

2. What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They help websites remember information about your visit, such as your preferences and settings, which can make your next visit easier and the site more useful to you.

We also use similar technologies like local storage, session storage, and device fingerprinting to enhance security and improve your experience.

3. Types of Cookies We Use

Strictly Necessary Cookies

These cookies are essential for the website to function properly. They enable core functionality such as security, authentication, and accessibility.

  • Authentication cookies (maintaining your login session)
  • Security cookies (CSRF protection, rate limiting)
  • Session management cookies
  • Load balancing cookies

These cookies cannot be disabled as they are required for the service to function.

Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences and settings.

  • Language and region preferences
  • Theme preferences (light/dark mode)
  • Dashboard layout preferences
  • Recently viewed items

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.

  • Page views and navigation patterns
  • Error tracking and performance monitoring
  • Feature usage statistics
  • User engagement metrics

Marketing Cookies

These cookies may be set through our site by our advertising partners to build a profile of your interests and show you relevant advertisements on other sites.

  • Advertising campaign tracking
  • Conversion tracking
  • Retargeting cookies
  • Social media integration

We currently do not use marketing cookies, but may implement them in the future.

4. How We Use Cookies

We use cookies for the following purposes:

  • Authentication: To identify you when you sign in and maintain your session securely
  • Security: To protect against fraudulent activity and enhance the security of our services
  • Preferences: To remember your settings and preferences for future visits
  • Analytics: To understand how our services are used and improve user experience
  • Performance: To monitor and improve the performance of our website

5. Third-Party Cookies

We may use services from third-party providers that set cookies on our behalf:

  • Plaid: For secure bank account connection and financial data aggregation
  • Stripe: For payment processing (if applicable)
  • Cloud Infrastructure: For content delivery and performance optimization

These third parties have their own privacy policies and cookie practices. We recommend reviewing their policies for more information.

6. Cookie Duration

Session Cookies

These temporary cookies are deleted when you close your browser. They are used for maintaining your session and ensuring security during your visit.

Persistent Cookies

These cookies remain on your device for a set period or until you delete them. They help us remember your preferences and recognize you on return visits.

  • Authentication tokens: 7 days (with refresh)
  • Preference cookies: 1 year
  • Analytics cookies: 2 years

7. Your Cookie Choices

You have several options for managing cookies:

Browser Settings

Most web browsers allow you to control cookies through their settings. You can:

  • View what cookies are stored on your device
  • Delete some or all cookies
  • Block cookies from specific or all websites
  • Set your browser to notify you when cookies are being set

Cookie Preferences

When you first visit our website, we will ask for your consent for non-essential cookies. You can change your preferences at any time through the cookie settings link in the footer of our website.

Impact of Disabling Cookies

Please note that disabling certain cookies may impact the functionality of our website. Essential cookies cannot be disabled as they are necessary for the service to function properly.

8. Do Not Track Signals

Some browsers offer a "Do Not Track" (DNT) signal. Currently, there is no industry standard for responding to DNT signals. We will update this policy if we implement DNT signal handling in the future.

9. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect information from children under 13 through cookies or other tracking technologies.

10. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting a notice on our website or sending you an email.

11. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

Fine Budget LLC
PMB 215
1353 Riverstone Pkwy Ste 120
Canton, GA 30114

Email: support@finebudget.com
Privacy Inquiries: support@finebudget.com

12. More Information

For more information about cookies and how to manage them, you can visit:

    Fine - AI-Powered Personal Finance Management