Security & Trust
Your financial data is protected by industry-leading security measures and best practices.
How We Protect Your Data
We implement multiple layers of security to ensure your financial information stays safe and private.
Bank-Level Encryption
All data is encrypted using 256-bit SSL encryption, the same standard used by major banks and financial institutions.
Secure Authentication
Multi-factor authentication and OAuth 2.0 protocols ensure only you can access your account.
Read-Only Access
We only read your transaction data. We cannot move money, make payments, or modify your accounts.
Secure Infrastructure
Our servers are hosted in SOC 2 compliant data centers with 24/7 monitoring and security controls.
Security In Detail
Data Encryption
All sensitive data is encrypted both in transit and at rest using AES-256 encryption. This means your financial information is scrambled and unreadable to anyone without the proper decryption keys.
Secure Connection
We connect to your bank using the same secure protocols that banks use for their own mobile apps. We partner with trusted financial data providers like Plaid to ensure the highest security standards.
No Stored Credentials
We never store your banking username, password, or login credentials. All authentication is handled securely through encrypted tokens that can only read your data.
Infrastructure Security
Our infrastructure is hosted on enterprise-grade cloud platforms with 24/7 monitoring, intrusion detection, and automatic security updates. All access is logged and monitored.
Our Security Commitments
We take security seriously. Here's what we promise to our users.
Data Privacy
Your financial data is never sold or shared with third parties for marketing purposes.
Regular Security Updates
We continuously update our security measures to protect against emerging threats.
Transparent Practices
We're open about our security practices and welcome your questions.
Responsible Disclosure
We have a clear process for security researchers to report vulnerabilities.
Security FAQ
Can Fine Budget access my bank account?
No. Fine Budget has read-only access to your transaction data. We cannot move money, make payments, or perform any transactions on your accounts.
What happens if Fine Budget gets hacked?
All sensitive data is encrypted, so even in the unlikely event of a breach, your data would be unreadable. We also have incident response procedures and cyber insurance to protect our users.
How do I know my data is secure?
We follow industry best practices and security standards. As we grow, we're working towards third-party audits and formal certifications. You can review our security practices in detail and contact us with any questions.
Questions About Security?
Our security team is here to help address any concerns you may have.
Report a Security Issue
If you discover a security vulnerability, please report it responsibly.
Email: admin@finebudget.com